Spanish 21 is an exciting variation of Blackjack which combines the classic game with the multiple payoffs of a slot machine. Spanish 21 is like regular 21 (blackjack) with more options, providing more fun and more ways to win. The game of Spanish 21 is played with Spanish decks. Sep 11, 2017 With a house edge of 24.7% and an unfair payout of 2 to 1 rather than 3 to 1 to match the increased risk in Spanish 21, insurance continues to be one of the poorer wagers of any casino game. Spanish 21 holds a different twist on the traditional game of blackjack, for good entertainment value, and refreshment from the usual rules. Spanish 21 is an exciting variation of Blackjack which combines the classic game with the multiple payoffs of a slot machine. Spanish 21 is like regular 21 (blackjack) with more options, providing more fun and more ways to win. The game of Spanish 21 is played with Spanish.

Spanish 21 is a blackjack variant owned by Masque Publishing Inc., a gaming publishing company based in Colorado. Unlicensed, but equivalent, versions may be called Spanish blackjack. In Australia and Malaysia, an unlicensed version of the game, with no dealer hole card and significant rule differences, is played in casinos under the name 'Pontoon'. It was first introduced about 1995.^[1]

Rules[edit]

Spanish 21 is played on a blackjack table with a custom layout and uses the following rules:

• The game is played with six or eight decks dealt from a shoe, or from a continuous shuffling machine (CSM). Spanish 21 is played with 48-card Spanish decks, although standard French suited 52-card decks are used with the 4 ten-spot cards removed. All cards have the same values as in blackjack.
• The dealer gets a hole card.
• Like traditional blackjack, the dealer hits on 16 and stands on 17. In some venues, the dealer hits on a soft 17 (abbreviated as H17), though most venues have the dealer stand on soft 17 (S17). Hitting soft 17 (H17) negatively impacts the player; that rule increased the house edge by 0.40%.
• Blackjack (a natural total of 21 on the first two cards) always wins, and is always paid 3:2 regardless of whether or not the dealer has a blackjack.
• Insurance is paid 2:1, just like in blackjack, despite the fact that there are four fewer ten-valued cards per deck. As 3 cards in 12 are worth ten, the chance of the dealer getting a blackjack when showing an Ace is only 25%. Therefore, for insurance to be an even bet, it would have to pay 3:1, not 2:1. The house edge on the insurance is 24.7%, one of the worst of any wager in a casino.
• Hitting, standing, and splitting all follow similar rules to blackjack. Doubling after splitting (DAS) is always permitted, and, in most venues, players are allowed to draw as many cards as they wish after splitting aces, or may double down after receiving second or subsequent cards.
• Players can split to a maximum of four hands, even on aces.
• In most venues, if the dealer does not have blackjack, players may surrender, and get half their bet back in exchange for relinquishing the right to play on. This type of surrender is known as a 'late surrender' (LS).
• Players can surrender after doubling (sometimes called forfeit, double-down rescue, or concede). The dealer takes the original bet, and the player retains the double portion of the bet. This is because the player is allowed to double down for less than the original bet.
• Once the initial two-card hands are dealt, if the dealer is showing an Ace or face card, he peeks underneath the hole card to check for a blackjack, before playing actually commences. If he has blackjack, all players automatically lose, unless they also have a blackjack (which, as mentioned above, automatically win 3:2).
• The player may double down on any total and on any number of cards.
• In some casinos, players may double double down, or redouble up to two times after doubling down. For example: The player bets one unit and is dealt 2-3, giving a hand total of 5; the dealer is showing a 6. The player doubles the first time and draws a 3. The hand total is now 8 and the total amount wagered is two units. The player doubles a second time and draws a 3. The hand total is now 11 and the total amount wagered is four units. When the player doubles a third time on 11, the total amount wagered will be eight units. Redoubling is a profoundly player-advantageous rule, when optimally executed.
• A total of 21 always wins for the player. It never pushes against the dealer's 21.
• A five-card 21 pays 3:2, a six-card 21 pays 2:1, and a 21 with seven or more cards pays 3:1. A 21 composed of 6-7-8 or 7-7-7 of mixed suits pays 3:2, of the same suit pays 2:1, and of spades pays 3:1. These bonus payouts apply even if the hand was the result of a split. However, doubling down negates these bonuses.
• A 'super bonus' of $1000 for bets under $25, and $5000 for bets of $25 and over, is paid on a suited 7-7-7 against any dealer 7. All other players at the table receive a $50 'envy bonus'. Splitting or doubling down negates the 'super bonus'.

The removal of the four tens in each deck gives roughly a 2% advantage to the dealer. The liberal rules of Spanish 21, though, do compensate for this. With optimal play, the house edge of a Spanish 21 table is lower than that of a blackjack table with the same rules on hitting or standing on soft 17.

The game also offers an optional 'Match the Dealer' side bet, which compares a player's cards with the dealer's upcard. Matching the rank of the dealer's card pays 4:1 on a six-deck game, and 3:1 on an eight-deck game, while a 'perfect match' of rank and suit pays 9:1 on six decks and 12:1 on eight decks. A player may win on both cards; (e.g. if a player has 8s 8c and the dealer has 8c as an upcard, the player will receive 3:1 on the rank match and 12:1 on the perfect match, paying out a total of 15:1.) While this side bet has a house edge of approximately 3%, significantly higher than the edge of the main game, it is one of the lowest house edges of any blackjack side bet.

House edge[edit]

The following tables list the Spanish 21 house edges for all rule sets found in North America.^[2] (The figures were obtained from 10-billion hand simulations and have a standard error of 0.001%. The super bonus is averaged out to a 100:1 payout.) These charts assume that the player is using basic strategy. 'H17' means that the dealer hits soft seventeen, 'S17' means that the dealer stands on soft seventeen.

Match the Dealer[edit]

Match the Dealer is a side bet offered on most Spanish 21 games. The player wins the side bet if the rank of either or both of their initial two cards matches the rank of the dealer's up card. If the cards match in both rank and suit, the player wins a bigger payout. Some casinos offer a second Match the Dealer bet which wins when either or both of the player's initial two cards match the dealer's hole card. The payouts and the house edge vary depending on the number of decks in play as shown below.

References[edit]

1. ^Dalton, Michael. 'S ... is for Shuffle - Blackjack Review Network'. Blackjack Review Network.
2. ^Reproduced from The Pro's Guide to Spanish 21 and Australian Pontoon (Lulu Publishing, 2008), with permission from the author, Katarina Walker

External links[edit]

Spanish 21, or as our friends down under like to call it – Pontoon; is a version of Blackjack that is not only fun to play, but one of the best bets in a casino. If you are lucky enough to find the game that is. Spanish Blackjack isn’t spread as often as other Blackjack games due to the low house edge. As a rule of thumb, if you have the option to play Spanish 21, play it!

Spanish 21 is kind of like taking the best parts of every Blackjack version and creating a new Blackjack version around them. Most Blackjack games will have some good and bad. All the bad things like not being able to re-split Aces, are designed to give the house a higher edge. However, you can find just about all of the “Good” that is found in other versions.

Content

Free Games
Rules
Bonus Payouts
Online Games House Edge Comparison
Spanish Blackjack Tips

Free Spanish 21 Blackjack

Where to Play for Real Cash

Spanish 21 Rules

The main difference with this version is absence of all the 10’s. There are still Jacks, Kings and Queens; but the literal 10 cards are removed from the deck. A standard shoe consists of 6 to 8 decks with 48 cards in each deck.

Double Down

As per standard Blackjack games, players can double down on their first 2 cards. However, Spanish 21 lets you double down on many occasions. You can double after a split. You can also double down after each hit if you prefer. Finally, there’s the option to double after splitting Aces. After doubling down you will receive only one additional card. Then you can either stand or surrender – double down rescue.

Splitting

You can split any two hands with similar value. You can also split and re-split Aces. The possible number of splits vary between the games, but usually it’s up to 3 hands.

Late Surrender

Spanish 21 also allows players to use the late surrender when a dealer shows a 10 or Ace.

21 and Blackjack

Spanish 21 has a unique way of rewarding 21’s and Blackjacks. The most lucrative is the fact that the dealer cannot tie when the player has 21 or Blackjack. All player 21’s and Blackjacks beat the dealers 21 and Blackjacks.

Amsterdam Casino

Not only do you always win with 21, it also pays off if you make 21 a certain way.

• 5 card 21 pays 3-2
• 6 cards pays 2-1
• 7 or more pays 3-1

Dealt Blackjacks pay the traditional 3-2. While all other 21’s are paid even money.

Bonuses

Free Spanish 21 Blackjack Games

Spanish blackjack has a few other tricks up its sleeve. These tricks, or treats if you will, come in the form of bonus payouts for getting certain card combinations.

• 6-7-8 or 7-7-7 of different suits pays 3-2
• 6-7-8 or 7-7-7 of the same suit pays 2-1
• 6-7-8 or 7-7-7 of all spades pays 3-1
• 7-7-7 of the same suit when the dealer shows a 7 pay 50:1.

Most of these bonuses do not pay if you have split or doubled.

Online Games Rules & House Edge Comparison

You will find deviations of Spanish Blackjacks that will alter the house edge, but most casinos will use the same rules. The edge using the standard rules is 0.40%

Microgaming:

8 decks

You can split 3 times.

You can re-double once and receive additional card.

No US players

Odds: 99.58%

Where to play: Jackpot City Casino

Games OS:

8 decks.

Standard rules

No US players

Odds: 99.24%

Where to play: Guts Casino

BetSoft:

6 decks.

No Surrender available

Suited 7s with dealer’s 7 pay $1000 for $5 – $24 bets. $5000 for higher bets.

Additional Match the Dealer side bet.

USA friendly

Odds: 99.30%

Where to play: Ignition Casino

RTG:

The number of decks is not disclosed.

Standard Rules

Suited 7s with dealers 7 pay 40:1.

USA friendly

Odds: 99.22%

Where to play: Vegas Casino Online

Spanish Blackjack Tips

The main strategy is to utilize the choice to double down at any time. Use this always when you have a total of 11, regardless of what the dealer shows. You also want to take advantage of the option to split Aces.

Avoid trying to hit the bonus payouts, such as going for a 5 card 21 and so on. Doing so will deviate from an optimal strategy; and the payoff when you do win the bonus will not compensate for the loss of statistical advantages.

Overall, Spanish 21 is a fun game to play and has a low house edge. So, if you’re looking for a new way to play blackjack, Spanish 21 could be your answer.